Read everything you need to know about accessing a mortgage loan with income from abroad, from eligibility conditions and required documents to banking products and ways to accelerate the loan application process.
Securing the best mortgage deal as a non-resident in Spain can be complex, whether you're dealing directly with a bank or prefer to have someone handle your case. Compare the two options before deciding what's best for you.
Before making a decision, it is recommended that you compare different options and explore the available alternatives. Negotiation is a common practice in Spain, and the great news is that you don't have to handle it alone.
As a non-resident, you can obtain a mortgage in Spain to buy a property at an auction. To do so, you'll need to meet the standard requirements for non-residents and provide all the necessary documents for your mortgage application.
Variable rates offer more flexibility and typically have lower prepayment penalties compared to fixed-rate mortgages. Read our guide on the best variable mortgage rate options in Spain, including information on fees, interest rates, and more.
Irish buyers have many opportunities to obtain financing from Spanish banks, provided they earn their income in Euros. Discover the key requirements for obtaining a mortgage in Spain as an Irish citizen, and learn which banks to consider. Read on for detailed insights.
In addition to the deposit, you should expect to pay taxes associated with your purchase. Explore insights on the deposit amounts and considerations when purchasing a property in Spain as a UK resident.
Choosing the right mortgage for your property purchase in Spain is a significant decision. While HSBC offers overseas mortgages for UK residents, it's essential to explore all your options carefully. Continue reading for more details.
Lenders consider the applicants' combined income, which may increase the borrowing amount and the chances of approval. Continue reading to discover everything you need to know when applying for a Spanish mortgage with your partner.
CaixaBank will provide a maximum of 70% financing, which means you must cover a 30% contribution. Learn everything you need to know about the Caixa HolaBank mortgage. Discover the bank's features and find out which documents are required for non-residents.
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