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Cross-border mortgages

The Homevest blog discusses the best lenders for cross-border mortgages, trends in home buying, and tips on how to buy property in a different country.

News

A mortgage broker can get you better deals from banks

Mortgage rates in Spain for non-residents [April 2024]

When comparing mortgages for a property in Spain, staying updated on the latest market deals can help you to negotiate effectively. Negotiation is standard practice, and this is where Homevest excels, helping you secure the most advantageous deal.

Homevest and Hoteland assist global customers in making informed decisions about buying property in Spain

Understanding Spain’s real estate landscape: insights from Homevest and Hoteland

We had a conversation with Nicholas Vinberg, Homevest's International Expansion Manager, and Iván Bellod, the Lawyer and Managing Director at Hoteland, regarding the challenges and opportunities for non-residents and foreigners interested in purchasing property in Spain. This discussion comes following the partnership between Homevest and Hoteland, two companies that are working together to streamline the home-buying process in Spain.

Non-residents can get a mortgage in Portugal up to 80% of the purchase price

Non-resident mortgage options in Portugal: insights from Reorganiza

We spoke with Reorganiza about mortgage options for non-residents in Portugal and how foreigners can simplify their home-buying journey. This discussion follows the partnership between Homevest and Reorganiza, two companies collaborating to make the Portuguese mortgage process for international buyers easier.

Cross-border mortgages

Can EU citizens get a mortgage in Spain? Everything you need to know

Despite the dip in the housing market during the pandemic, Spain continues to be an excellent place to invest. In 2022, foreigners accounted for a record-breaking 14.6% of total property purchases in the country. If you’re looking to get a mortgage in Spain, understanding the process is essential. Fortunately, Homevest is here to help. Continue reading for more details.

Foreigners can access a UCI mortgage in Portugal up to 3,000,000 EUR

How to get a mortgage in Portugal as a foreigner [2024]

Having decided that you want to buy a house or apartment in Portugal, you might find yourself wondering what the best way to proceed with finding and applying for a suitable mortgage might be. Rest assured, you have arrived at the right place - we're here to explain your options and help you find a mortgage based on your individual situation.

Minimum deposit when getting a mortgage abroad

Minimum deposit for non-resident mortgages in the EU

Saving up for the deposit is a big part of any property purchase. If you are thinking about buying a property in a different country, you might wonder how much cash you need to bring. Here, we take a look at the minimum deposit required in Spain, Portugal, Estonia, Greece, Bulgaria, Croatia, France, Italy, Cyprus and Romania. In many markets, better deals are also available to citizens that are living abroad. Whether you are a citizen or a foreigner, we'll help you understand how much deposit you need to bring, and which are the best banks for non-resident mortgage applicants.

Cross-border mortgages - Spain

EUR earners can access fixed and variable mortgages at Bankinter

Bankinter mortgage for non-residents in Spain. Everything you need to know

When considering a Bankinter mortgage in Spain for non-residents, weighing the pros and cons can help you make an informed decision. Continue reading to discover how you can obtain a mortgage from Bankinter as a non-resident, including the eligibility requirements and necessary documentation.

Spain decided to eliminate the Golden Visa program in April 2024

How much do I need to invest in Spain to qualify for citizenship?

Owning property in Spain can help establish a more permanent connection to the country. It could also facilitate your application for citizenship through naturalization after a period of residency. Continue reading to understand your options.

Mallorca is an excellent investment destination

Mallorca guide: top things to see and do

After reading this guide, you'll see that Mallorca is worth visiting. There's a lot to see and do, and you might not have time for everything! So why not invest in a property here?

Cross-border mortgages - Portugal

Portuguese banks cater to foreign buyers as much as they can

Mortgage rates in Portugal for foreigners [2024]

When comparing mortgages for a property in Portugal, staying updated on the latest market deals can help you negotiate effectively. Explore Portugal's 2024 mortgage rates for foreigners, find top deals, and learn key application tips with Homevest. Get your mortgage offers today.

Homevest is a fee-free online platform that helps you compare mortgages in Portugal

Millennium mortgage for non-residents in Portugal: everything you need to know

Millennium offers a range of mortgage options from 25,000 to 2,000,000 EUR, providing flexibility to borrowers with different financing needs. Continue reading to find out how to obtain a mortgage with Millennium if you are a non-resident, including eligibility requirements and necessary documentation.

Novobanco offers financing options of up to 80%

Novobanco mortgage for non-residents in Portugal: everything you need to know

Learn how to get a Novobanco mortgage in Portugal as a non-resident. Find out the requirements and documents you need to qualify.

Property abroad

The cost of living in Spain is generally lower compared to the USA

How to buy a house in Spain as an American: your 2024 guide

Spain has one of the most successful Golden Visa programs in Europe. If you purchase a property worth at least 500,000 EUR, you qualify for the Golden Visa program. Discover all your answers when buying a house in Spain as an American. Our guide covers everything you need to know for an informed decision.

What’s your budget for buying a property in Europe?

When considering buying a property in Europe, the amount you can borrow varies across different markets. Discover everything you need to know about mortgage eligibility and opportunities for UK citizens looking to invest in the European property market.

Buying property in Portugal as a foreigner. A step-by-step guide

Finding the perfect property can be challenging, but fortunately, foreigners can get a mortgage in Portugal to maximize their property budget. Continue reading to learn all you need to know if you're considering relocating to Portugal or buying a holiday home.

You can get a Golden Visa in Spain by buying a property valued at over 500.000 EUR

How to buy property in Spain from the UK: your 2024 guide

The quality of life, climate, and the Spanish coastlines draw more foreign homebuyers than ever. Data from the Association of Registrars show that in mid-2022, foreigners bought a record 26,728 homes, making up nearly 16% of all recorded property transactions. Continue reading to learn about buying a property in Spain as a UK citizen, requirements, and tips to make an informed decision.

Property abroad - Spain

You can get a Golden Visa in Spain by buying a property valued at over 500.000 EUR

How to buy property in Spain from the UK: your 2024 guide

The quality of life, climate, and the Spanish coastlines draw more foreign homebuyers than ever. Data from the Association of Registrars show that in mid-2022, foreigners bought a record 26,728 homes, making up nearly 16% of all recorded property transactions. Continue reading to learn about buying a property in Spain as a UK citizen, requirements, and tips to make an informed decision.

Transfer Tax on the Costa del Sol has been simplified to a flat rate of 7% for all properties

What taxes do you pay when buying a property in Spain? A 2024 guide for non-residents

Understanding the various taxes and costs associated with buying property in Spain is crucial for non-residents. A long list of fees and property taxes can quickly add up. Read on to learn more.

Looking to buy a property in Barcelona in 2024? Here's what you need to know

Barcelona is one of Spain's most expensive places to buy property. However, the investment could be highly rewarding, particularly if you plan on living or renting there. Keep reading a guide that covers the process, requirements, and tips to make an informed decision.

You can apply for permanent residency after living in Spain for five years

Is it possible to get residency in Spain by buying property?

Spain encourages foreign investments, so any non-resident from the UK, the United States, or the European Union can buy property in Spain. Read on for more information and see what you need to do to qualify for residency in Spain by buying property.

Property abroad - Portugal

While Lisbon and Porto have seen significant price increases, they remain more affordable than Madrid and Barcelona

Is buying a property in Portugal a good investment?

Explore Portugal's property market, compare prices, discover top location spots, and navigate mortgage options before deciding if buying a property in Portugal is a good investment.

A mortgage can be a strategic tool to boost your property budget in Portugal

US citizens buying property in Portugal in 2024: what are your options?

Buying a property is a big step, and it can become overwhelming in a country where you don't know the local regulations or even the language. The good news is that buying a property in Portugal can be straightforward, even if you're buying from the US. Explore your options and discover everything you need to know to make an informed decision.

Foreigners can access a UCI mortgage in Portugal up to 3,000,000 EUR

How to get a mortgage in Portugal as a foreigner [2024]

Having decided that you want to buy a house or apartment in Portugal, you might find yourself wondering what the best way to proceed with finding and applying for a suitable mortgage might be. Rest assured, you have arrived at the right place - we're here to explain your options and help you find a mortgage based on your individual situation.

Customer Stories

How easy is it to buy a property from France to Spain? Find out how Sandra succeeded

Sandra and her husband had a strong desire to invest in a property in Spain and return to their home country. However, as a Spaniard living in France, Sandra was unsure if she would meet the bank's mortgage criteria. She was almost running out of options when she discovered Homevest. Read on to find out how Sandra succeeded in her journey.

From the UK to Romania: Making the home buying process easy and stress-free

Mioara Sanduc is from Romania and has been working in the UK for several years. Although she enjoys her life abroad, Mioara has always dreamed of owning a property in Romania to which she can return home. Find out how using Homevest led Mioara to her property in Bucharest in less than two weeks.

Can I get a mortgage in Spain from Finland? A case study

Ferran inherited part of a house in Castellón, on the Costa del Azahar, and wanted a mortgage to finance purchasing the rest of the property. It was a challenging experience because he needed to finance a property that was already partially owned. Continue reading our case study for more information.

A platform for mortgages

Homevest is a pan-European mortgage and homebuying platform. We strive to bring the mortgages in the 21st century.

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