Cross-border mortgages

Discover the latest mortgage rates in Spain for foreigners, including fixed, variable, and mixed-rate options. Learn how to secure the best deal with tips for non-residents.

We had a conversation with Nicholas Vinberg, Homevest's International Expansion Manager, and Iván Bellod, the Lawyer and Managing Director at Hoteland, regarding the challenges and opportunities for non-residents and foreigners interested in purchasing property in Spain.

We spoke with Reorganiza about mortgage options for non-residents in Portugal and how foreigners can simplify their home-buying journey. This discussion follows the partnership between Homevest and Reorganiza, two companies collaborating to make the Portuguese mortgage process for international buyers easier.

Discover how Homevest and ImmoScout24 have partnered to make purchasing holiday homes abroad easier for Germans.

Homevest, the cross-border home buying platform created by two early Wise employees, and backed by Venrex, an early Revolut investor, has partnered with Imobiliare.ro, Romania’s leading property portal, to simplify cross-border home buying.

Despite the dip in the housing market during the pandemic, Spain continues to be an excellent place to invest. In 2022, foreigners accounted for a record-breaking 14.6% of total property purchases in the country. If you’re looking to get a mortgage in Spain, understanding the process is essential. Fortunately, Homevest is here to help. Continue reading for more details.

Saving up for the deposit is a big part of any property purchase. If you are thinking about buying a property in a different country, you might wonder how much cash you need to bring. Here, we take a look at the minimum deposit required in Spain, Portugal, Estonia, Greece, Bulgaria, Croatia, France, Italy, Cyprus and Romania. In many markets, better deals are also available to citizens that are living abroad. Whether you are a citizen or a foreigner, we'll help you understand how much deposit you need to bring, and which are the best banks for non-resident mortgage applicants.

Do banks in the UK provide mortgages for properties in Spain? What other alternatives exist besides UK banks? Read on to understand the available options.

If the 100% property tax is implemented, Portugal will become even more attractive to non-residents looking to buy a second property in a sunny location.

Learn everything you need to know about getting a mortgage in Romania as a foreigner in 2024, including requirements, mortgage rates, and tips.

If the 100% property tax is implemented, Portugal will become even more attractive to non-residents looking to buy a second property in a sunny location.

No secret hacks. Just a simple guide for buying property in Spain as a foreigner, along with a non-negotiable checklist to help optimize your search.

The amount you can borrow depends on your project's value and your contribution. Learn about self-build mortgage options, eligibility, and tips for non-residents in Spain.

Learn everything you need to know about mortgages in Portugal for foreigners in 2025, including requirements, mortgage rates, and tips.

“The only piece of advice I can give anyone is to use the Homevest service. You will never be disappointed.” Discover how Suranga, a UK citizen, used Homevest to secure a mortgage and buy a property in Portugal.

Millennium BCP is a good option for non-residents, but CGD, Novo Banco, Bankinter, BPI, and Santander also offer unique benefits and drawbacks. Continue reading for more details.

Buying property in Spain as a US citizen might have some challenges, but with good advice, knowing the local rules, and careful planning, owning a house in this country it's possible. Here’s what you need to know in 2024.

If you're considering buying a property in Barcelona as a non-resident, whether for living or rental, this guide is for you. You'll find essential information to help kickstart your home-buying journey.

Explore our guide for insights on buying property in Lisbon, including key requirements, and tips to make an informed decision.

Foreigners are welcome to buy property in Mallorca as Spain has an open real estate market that embraces international buyers. Continue reading this guide to discover the most important tips and steps for buying property in Mallorca as a foreigner.

Many expats have settled in Spain or invested in a holiday home there. You must know how the process works if you’re considering doing the same. Keep reading a guide that covers everything you need to know when buying a property in Spain as a foreigner.

Explore our guide for insights on the property market in Madeira, key requirements, and tips to help you make an informed decision.

Explore our guide for insights on buying property in Lisbon, including key requirements, and tips to make an informed decision.

Explore our guide for insights into the current market, best neighborhoods, and mortgage options to optimize your budget when buying property in the Algarve.

Explore our guide for insights on the property market in Marbella, key requirements, and tips to help you make an informed decision.

Whether you choose to find a property on your own or seek help to uncover hidden gems, there are always solutions available. Read for more details.

Explore our guide for insights on the property market in Valencia, key requirements, and tips to help you make an informed decision.

“The only piece of advice I can give anyone is to use the Homevest service. You will never be disappointed.” Discover how Suranga, a UK citizen, used Homevest to secure a mortgage and buy a property in Portugal.

Sandra and her husband had a strong desire to invest in a property in Spain and return to their home country. However, as a Spaniard living in France, Sandra was unsure if she would meet the bank's mortgage criteria. She was almost running out of options when she discovered Homevest. Read on to find out how Sandra succeeded in her journey.

When applying for a Spanish mortgage with a co-applicant, lenders consider the applicants' combined income, potentially increasing the borrowing amount and the likelihood of approval. Discover how Stefan and Vivien, a German couple, successfully bought a holiday home in Empuriabrava, Costa Brava, with Homevest's assistance. Learn about their journey, the mortgage process, and how Homevest saved them time and money.

Mioara Sanduc is from Romania and has been working in the UK for several years. Although she enjoys her life abroad, Mioara has always dreamed of owning a property in Romania to which she can return home. Find out how using Homevest led Mioara to her property in Bucharest in less than two weeks.

Ferran inherited part of a house in Castellón, on the Costa del Azahar, and wanted a mortgage to finance purchasing the rest of the property. It was a challenging experience because he needed to finance a property that was already partially owned. Continue reading our case study for more information.