Spanish citizens living abroad can get 80% of the property financed by a lender, leaving the deposit requirement of 20% of the purchase price. In some cases, this...
The "Número de Identidad de Extranjero" (NIE) is an all-purpose ID and tax number in Spain, required to buy property and get a mortgage in Spain. When living abroad,...
If you want to obtain a mortgage loan via Homevest, you need to take the following steps: • Sign up on www.homevest.io and give us some essential information to...
Petru Dimulescu and Erik Edin founded Homevest in 2021 to simplify the complex process of buying cross borders properties. Homevest Limited is registered in the...
Yes, the service is always free. Homevest receives a commission from the bank when a mortgage is completed.
The costs of buying a property in Spain depend on several factors, such as the location or whether you are buying a new property from a developer or a resale property...
When buying a property and getting a mortgage in Spain, you’ll need to provide the following documents: • Copy of Spanish National Identity card or Passport • NIE...
Homevest is a digital service that simplifies obtaining mortgages with foreign income. Using our platform, you get support in preparing documents and sending requests...
We are committed to supporting our clients in obtaining the best possible mortgage, and we have partnered with real estate agents to help you find properties more...
We prioritize the security of your data by storing it on our servers, which are located in the EU. All traffic is encrypted, and you can delete your documents and...
Sabadell, Cajasur, Unicaja, Bankinter, BBVA, Santander, Caixa, and UCI are some Spanish banks that provide mortgages for individuals with foreign income. Discover the...
Lenders typically require a minimum net monthly income of 1500 EUR for non-resident mortgage applications in Spain.
The eligibility requirements for a mortgage in Spain can differ among lenders, especially for non-residents. Key factors considered include: • income stability •...
The approval process for non-resident Spanish mortgages usually takes approximately four to six weeks after selecting your desired property. With careful planning and...
Homevest is not a bank or a lender. Homevest is a digital platform for cross-border mortgages, making it easy and convenient to apply for and receive mortgage offers...
No, a mortgage review is not affecting your credit score.
Contrato de arras is a reservation agreement between the buyer and seller of a property where key terms of the purchase are agreed upon. In combination with the arras...
You can upload your documents on our platform to prepare and manage better your credit file. We take care of the security of your data and use these documents only to...
As with any mortgage application, you must fulfill certain criteria specified by the lender to be eligible for a mortgage in Spain. Here are some key factors to...
Those with an employment contract in the UK require the P60 tax form. Similarly, in Italy, you will need the Certificazione Unica, while in France, it's the Avis...
When purchasing a resale property in Spain, the main tax is the transfer tax, known as Impuesto de Transmisiones Patrimoniales or ITP. The amount payable depends on...
US citizens can obtain mortgages in Spain without residency. However, the requirements and conditions may vary depending on the lender and individual...
EU citizens can obtain mortgages in Spain even without residency. However, mortgage eligibility criteria vary among lenders and depend on individual circumstances....
Nota Simple is an essential property report for anyone considering purchasing a property in Spain. It provides an officially verified description of the property and...
When buying a new-build property in Spain, two taxes apply: VAT (IVA) at 10% of the purchase price and stamp duty (AJD) ranging from 0.5% to 2%. Stamp duty varies by...
