Delia Mihuț

@delia-mihut
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Delia is responsible for growing Homevest’s organic visibility. She creates content to explain cross-border mortgages as simply and understandably as possible. Before Homevest, she wrote and optimized articles for Wise, targeting the Romanian market.

Articles by Delia Mihuț

Homevest is a solution that helps you access the most competitive offers in Spain without fees

HSBC vs. Sabadell mortgages: which is better for a property in Spain?

Are you interested in exploring the benefits of each mortgage to determine which is best suited for your needs? Continue reading for a comparative analysis of mortgages from HSBC vs. Sabadell.

Delia Mihuț
By Delia Mihuț
23/10/26 11:47
3'
0
Property prices are more affordable in Spain than in the UK

Retiring to Spain from the UK: your complete guide

Retiring to another country can be challenging, but it can also be the most beautiful thing you can give yourself, especially if it involves a beach, sunshine, good food, and a slow-paced life. Continue reading to learn everything about retiring in Spain before making an informed decision.

Delia Mihuț
By Delia Mihuț
23/10/25 10:05
7'
0
Access banking offers with Homevest

What deposit do you have to pay to buy a house in Spain from the UK?

In addition to the deposit, you should expect to pay taxes associated with your purchase. Explore insights on the deposit amounts and considerations when purchasing a property in Spain as a UK resident.

Delia Mihuț
By Delia Mihuț
23/10/18 15:06
1'
0
Homevest helps you compare mortgage offers from the UK

HSBC overseas mortgage: is it the best choice for property in Spain?

Choosing the right mortgage for your property purchase in Spain is a significant decision. While HSBC offers overseas mortgages for UK residents, it's essential to explore all your options carefully. Continue reading for more details.

Delia Mihuț
By Delia Mihuț
23/10/17 13:22
4'
0
Located in Empuriabrava, Stefan and Vivien found their dream holiday home - Casa Rosa

Investing in Spain from Germany: buying a holiday home in Costa Brava

When applying for a Spanish mortgage with a co-applicant, lenders consider the applicants' combined income, potentially increasing the borrowing amount and the likelihood of approval. Discover how Stefan and Vivien, a German couple, successfully bought a holiday home in Empuriabrava, Costa Brava, with Homevest's assistance. Learn about their journey, the mortgage process, and how Homevest saved them time and money.

Delia Mihuț
By Delia Mihuț
23/10/16 16:37
3'
0
Engage in negotiations with banks to secure the most favorable mortgage offers

Mortgage in Spain for UK citizens: everything you need to know

Continue reading to understand everything you need to know when applying for a mortgage in Spain from the UK, from key requirements to navigating post-Brexit changes.

Delia Mihuț
By Delia Mihuț
23/10/10 15:18
6'
1
UCI offers mortgages to buy and renovate a property

What should you know when buying property in Spain in 2024?

The best way to secure multiple offers is by having most of the property purchase done before speaking to the banks. Even just paying the initial reservation fee will ensure the bank prioritizes your case. Discover the ultimate guide about everything you should know before making a decision.

Delia Mihuț
By Delia Mihuț
23/10/06 14:10
8'
0
For second-hand properties, the Property Transfer Tax in Canary Islands is set at 6.5%

Is it worth buying a holiday home in Spain as a UK citizen?

Explore Spain's property market, compare prices, discover top holiday spots, and navigate mortgages before deciding if it’s worth buying a holiday home from the UK.

Delia Mihuț
By Delia Mihuț
23/10/06 07:56
5'
1
Surfing in Tenerife is almost a religion

Best places to buy a holiday home in Spain in 2024

Purchasing a holiday home in Spain provides you with a delightful vacation spot, an opportunity to earn rental income, and the potential for property value appreciation, all while enjoying the country's favorable weather and vibrant culture. Explore our guide for the best places, prices, and considerations for non-residents purchasing property.

Delia Mihuț
By Delia Mihuț
23/09/29 10:04
7'
3
Lenders will assess your collective income

Applying for a Spanish mortgage as a couple? Here’s what you need to know

Lenders consider the applicants' combined income, which may increase the borrowing amount and the chances of approval. Continue reading to discover everything you need to know when applying for a Spanish mortgage with your partner.

Delia Mihuț
By Delia Mihuț
23/09/26 13:04
5'
0

Homevest teams up with Hemnet to streamline international holiday home buyers in Sweden

Homevest and Hemnet, Sweden's top online real estate platform, have partnered to make purchasing holiday homes abroad easier for Swedes.

Delia Mihuț
By Delia Mihuț
23/09/22 10:45
1'
0
Banks assess cases individually, and the interest rate can vary

Santander vs. Sabadell mortgage for non-residents: which one to pick?

Santander is a favorable choice for properties valued under 100,000 EUR. On the other hand, Sabadell offers more competitive interest rates, and the application process is simpler and faster. But when comparing offers per se, Homevest could be your best choice to access competitive rates in Spain without fees. Continue reading for a comparative analysis of a mortgage from Santander vs. Sabadell.

Delia Mihuț
By Delia Mihuț
23/09/15 08:09
5'
0
If you wish to compare mortgages in Spain while in the UK, Homevest can easily assist you

What are the best Spanish mortgages for UK residents?

Regardless of the bank you choose for your mortgage, make sure you have your P60 form ready. This tax document is essential for assessing loan offers, as it captures details about your income, taxes, and contributions from the prior year. Keep reading to learn about the best Spanish banks for mortgages for UK buyers.

Delia Mihuț
By Delia Mihuț
23/09/13 12:33
5'
4
Non-residents can access a loan amount between 100,000 and 2,900,000 EUR

HolaBank mortgage: everything you need to know

CaixaBank will provide a maximum of 70% financing, which means you must cover a 30% contribution. Learn everything you need to know about the Caixa HolaBank mortgage. Discover the bank's features and find out which documents are required for non-residents.

Delia Mihuț
By Delia Mihuț
23/09/11 16:44
4'
0
Homevest makes it easy for you to get the best offer

Mortgage in Spain for Non-Residents: Your 2024 Guide

Learn everything you need to know about getting a mortgage in Spain, including requirements, interest rates, and info for non-resident buyers.

Delia Mihuț
By Delia Mihuț
23/09/08 11:16
7'
0
A mortgage broker can get you better deals from banks

What are the Spanish mortgage rates for foreigners?

Discover the latest mortgage rates in Spain for foreigners, including fixed, variable, and mixed-rate options. Learn how to secure the best deal with tips for non-residents.

Delia Mihuț
By Delia Mihuț
23/09/01 07:53
5'
0
There are no fees for opening a bank account in Spain

Is a Spanish account required to buy property in Spain?

A Spanish bank account can simplify handling multiple transactions and payments associated with buying property, including the notary fees, taxes, and transferring funds needed for the purchase. Learn about the requirements of a Spanish bank account, compare costs, and explore accounts for non-residents.

Delia Mihuț
By Delia Mihuț
23/08/25 09:31
4'
0
Expect Spanish banks to offer mortgages that cover up to 70% of the purchase price

What documents do I need to buy a property in Spain?

Keep in mind that the below documents are just the core requirements, and additional documents or information might be necessary depending on the specific situation or local regulations.

Delia Mihuț
By Delia Mihuț
23/08/25 08:18
2'
0
Prices average under 2,400 EUR/m² in popular zones

Your 2024 guide to buying property in Tenerife as a foreigner

Buying a property in Tenerife is not just a sweet getaway. It's a wise investment, whether for personal enjoyment or renting out. The largest of the Canary Islands presents diverse locales to suit various lifestyles and investment goals. Continue reading for more information.

Delia Mihuț
By Delia Mihuț
23/08/23 14:19
4'
0
Homevest and Hoteland assist global customers in making informed decisions about buying property in Spain

Understanding Spain’s real estate landscape: insights from Homevest and Hoteland

We had a conversation with Nicholas Vinberg, Homevest's International Expansion Manager, and Iván Bellod, the Lawyer and Managing Director at Hoteland, regarding the challenges and opportunities for non-residents and foreigners interested in purchasing property in Spain.

Delia Mihuț
By Delia Mihuț
23/08/21 08:33
7'
0
Contrato de arras is a binding commitment between the buyer and the seller

Why you need a Contrato de Arras when buying property in Spain

Learn how Contrato de Arras protects your interests and simplifies the buying process in Spain.

Delia Mihuț
By Delia Mihuț
23/08/16 15:01
2'
0
You can receive up to 30% of the renovation budget

Can I get a mortgage to buy and renovate a house in Spain?

Some Spanish banks, like UCI, offer mortgages that cover both the purchase price and renovation costs. Get the details to make an informed decision.

Delia Mihuț
By Delia Mihuț
23/08/14 15:17
4'
0
The taxes are closely related to the district and the type of property you choose

Can a foreigner buy a house in Madrid? Here’s what you need to know in 2024

Foreigners can buy property in Madrid by following specific legal processes consistent with other Spanish cities. Continue reading a guide to understand the steps, what you need, and tips to help you decide.

Delia Mihuț
By Delia Mihuț
23/08/14 08:46
5'
0
A mortgage could be a strategic option to expand your budget

US citizens buying property in Spain in 2024: what are your options?

Buying property in Spain as a US citizen might have some challenges, but with good advice, knowing the local rules, and careful planning, owning a house in this country it's possible. Here’s what you need to know in 2024.

Delia Mihuț
By Delia Mihuț
23/08/09 11:54
4'
2
HolaBank grants up to a maximum of 70% for second homes in Spain

Can non-residents get a CaixaBank mortgage to buy a property in Spain?

As a non-resident looking into buying a house in Spain, you might want to investigate the various mortgage options available. Thankfully, Spain offers a wide array of mortgage opportunities for both foreign nationals and Spanish expats. Find out how to obtain a mortgage with CaixaBank, including steps and insights to guide your decision-making.

Delia Mihuț
By Delia Mihuț
23/08/08 07:52
4'
0

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Homevest is a pan-European mortgage and homebuying platform. We strive to bring the mortgages in the 21st century.

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