Mortgage in Spain for non-residents

See how much you can afford before taking your mortgage process to the next level.

What do you want to to next?

Pre-consultation

Planning to buy in Spain but not sure where to start?

€79

Payable upfront

Get expert advice and a personalized financing estimation with the most likely bank offers based on your financial situation.

Get ready to apply

Basic Assistance

Have you secured your property and need help with the mortgage?

€679

Payable on completion

Apply for a mortgage in Spain though Homevest. We'll assign you a dedicated financial advisor to support you through the mortgage application process.

Start with basic assistance

Premium Service

Are you looking for a more comprehensive service?

€679

0.35% of the loan amount

Payable on completion

Apply for a mortgage in Spain though Homevest. Your dedicated financial advisor will handhold you throughout the entire process. We'll be your homebuying concierge team.

Apply with premium service

Premium service

Pre-consultation

Not ready to buy yet? Want to know how much you can afford?

Try Homevest to see the maximum loan you can secure based on your profile. Find out how much you can afford and what are the steps you need to take to secure a mortgage from Spanish banks with the help of an expert.

Accurate budget estimation

Get a personalized estimation with the most likely mortgage offers based on your financial situation.

Expert guidance (Limited Languages)

Book a call with a consultant to have your budget estimation explained and gain clarity on your homebuying process. Our experts are be able to cover the call only in English, Italian, Spanish and Romanian languages.

€79 - Money back guarantee

Access a budget estimation and a 30-minute consultation call at a great price. If it’s not what you expected, you’ll get your money back.

Get ready to apply

Likely Scenario

Bank Loan

€ 155,958

Your Equity

€ 103,972

Property

€ 259,930

Taxes & Fees

€ 31,192

Interest rate

Debt-to-Income

Downpayment

Ambitious Scenario

Bank Loan

€ 225,485

Your Equity

€ 96,636

Property

€ 322,121

Taxes & Fees

€ 38,655

Interest rate

Debt-to-Income

Downpayment

Term

Currency

→Household Incomes

Net / Month

Employment Salaries

Self-Employment

Other

←Household Expenses

Net / Month

Rents or Mortgages

Expenses & Loans

This is an estimation and not a loan offer or financial advice.

Fast and free estimate

Find out how much you can afford

With Homevest's quick calculator, you can easily estimate the maximum loan amount you might secure from banks.

The broker that gets you the right mortgage.

Get a financing consultant to guide you through the mortgage process. We’ve handpicked local brokers to help you decide from multiple offers, secure the best terms, and support you every step of the way.

Apply for a mortgage

Newly sorted homebuyers sipping cocktails in the sun. Thank you, my dear mortgage broker for making my life easy!

Region

Purchase

Purchase Price Clear

Mortgage Clear

Closing Costs Total €30,172

Quick and simple

See how Spain's property taxes fit into your budget

Discover what you'll pay from your own funds when buying property in Spain. Use the Homevest calculator to estimate your closing costs, even if you plan to buy a property without a mortgage.

You’re in good company

We work with lenders all over Spain to find you the right mortgage

Customers love Homevest

I would highly recommend Homevest

Homevest provided fantastic support throughout a complicated buying process. Ioana was highly professional, knowledgeable and helpful in securing a mortgage and provided a great service.

Guy Fitzpatrick

13 November 2024

www.google.com

Great service and support throughout the process!

I received great service throughout the entire process. Ioana patiently walked me through the different offers on the table and really helped me understand the necessary steps before and afterwards. Would certainly recommend Homevest to others which are not experienced with receiving a mortgage in Spain.

Remko Bakker

08 November 2024

www.trustpilot.com

Great company

They really helped me during the process of buying a property in Spain. Special thank you to Ioana Furau who has been there for me all the way during the process. Would definitely recommend them to anyone who wish to use their service!

Dragoș-Ioan Gliga

17 July 2024

www.google.com

My request was perfectly addressed and…

My request was perfectly addressed and in a timely manner. Very friendly helpful and well informed staff who acted immediately and informed me in very clear intelligible manner.

Adele

06 October 2023

www.trustpilot.com

I was looking to buy a property back home

I was looking to buy a property back home and didn’t know where to start. Homevest made the whole process really easy.

Mihaela G.

21 November 2022

www.trustpilot.com

Excellent customer service, tailored solutions

Very good service from first interaction. Tailoring their solution to my needs, going beyond to find new ways to satisfy my requests. Smooth follow up. Overall, an excellent experience

Costin Mandrea

15 November 2022

www.trustpilot.com

Answers to your questions

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