Cross-border mortgages

When comparing mortgages for a property in Spain, staying updated on the latest market deals can help you to negotiate effectively. Negotiation is standard practice, and this is where Homevest excels, helping you secure the most advantageous deal.

We had a conversation with Nicholas Vinberg, Homevest's International Expansion Manager, and Iván Bellod, the Lawyer and Managing Director at Hoteland, regarding the challenges and opportunities for non-residents and foreigners interested in purchasing property in Spain. This discussion comes following the partnership between Homevest and Hoteland, two companies that are working together to streamline the home-buying process in Spain.

We spoke with Reorganiza about mortgage options for non-residents in Portugal and how foreigners can simplify their home-buying journey. This discussion follows the partnership between Homevest and Reorganiza, two companies collaborating to make the Portuguese mortgage process for international buyers easier.

Despite the dip in the housing market during the pandemic, Spain continues to be an excellent place to invest. In 2022, foreigners accounted for a record-breaking 14.6% of total property purchases in the country. If you’re looking to get a mortgage in Spain, understanding the process is essential. Fortunately, Homevest is here to help. Continue reading for more details.

Having decided that you want to buy a house or apartment in Portugal, you might find yourself wondering what the best way to proceed with finding and applying for a suitable mortgage might be. Rest assured, you have arrived at the right place - we're here to explain your options and help you find a mortgage based on your individual situation.

Saving up for the deposit is a big part of any property purchase. If you are thinking about buying a property in a different country, you might wonder how much cash you need to bring. Here, we take a look at the minimum deposit required in Spain, Portugal, Estonia, Greece, Bulgaria, Croatia, France, Italy, Cyprus and Romania. In many markets, better deals are also available to citizens that are living abroad. Whether you are a citizen or a foreigner, we'll help you understand how much deposit you need to bring, and which are the best banks for non-resident mortgage applicants.

A guide to comparing offers, pros, and cons of Santander vs. Banca March mortgages for foreigners. Continue reading for a comparative analysis of these two Spanish lenders.

A guide to BBVA vs. Sabadell mortgages for foreigners, comparing offers, rates, pros, and cons. Continue reading for a comparative analysis of these two Spanish lenders.

Discover the 8 best mortgages in Spain for US citizens in 2024. Find the perfect fit for your case and learn how Homevest can assist you in comparing the available mortgage offers.

Learn everything you need to know about mortgages in Portugal for non-residents in 2024, including requirements, mortgage rates, and tips.

“The only piece of advice I can give anyone is to use the Homevest service. You will never be disappointed.” Discover how Suranga, a UK citizen, used Homevest to secure a mortgage and buy a property in Portugal.

Millennium BCP is a good option for non-residents, but CGD, Novo Banco, Bankinter, BPI, and Santander also offer unique benefits and drawbacks. Continue reading for more details.

Spain has one of the most successful Golden Visa programs in Europe. If you purchase a property worth at least 500,000 EUR, you qualify for the Golden Visa program. Discover all your answers when buying a house in Spain as an American. Our guide covers everything you need to know for an informed decision.

When considering buying a property in Europe, the amount you can borrow varies across different markets. Discover everything you need to know about mortgage eligibility and opportunities for UK citizens looking to invest in the European property market.

Finding the perfect property can be challenging, but fortunately, foreigners can get a mortgage in Portugal to maximize their property budget. Continue reading to learn all you need to know if you're considering relocating to Portugal or buying a holiday home.

The quality of life, climate, and the Spanish coastlines draw more foreign homebuyers than ever. Data from the Association of Registrars show that in mid-2022, foreigners bought a record 26,728 homes, making up nearly 16% of all recorded property transactions. Continue reading to learn about buying a property in Spain as a UK citizen, requirements, and tips to make an informed decision.

The quality of life, climate, and the Spanish coastlines draw more foreign homebuyers than ever. Data from the Association of Registrars show that in mid-2022, foreigners bought a record 26,728 homes, making up nearly 16% of all recorded property transactions. Continue reading to learn about buying a property in Spain as a UK citizen, requirements, and tips to make an informed decision.

Understanding the various taxes and costs associated with buying property in Spain is crucial for non-residents. A long list of fees and property taxes can quickly add up. Read on to learn more.

Barcelona is one of Spain's most expensive places to buy property. However, the investment could be highly rewarding, particularly if you plan on living or renting there. Keep reading a guide that covers the process, requirements, and tips to make an informed decision.

Spain encourages foreign investments, so any non-resident from the UK, the United States, or the European Union can buy property in Spain. Read on for more information and see what you need to do to qualify for residency in Spain by buying property.

Explore our guide for insights on the property market in Madeira, key requirements, and tips to help you make an informed decision.

Explore our guide for insights on buying property in Lisbon, including key requirements, and tips to make an informed decision.

Explore our guide for insights into the current market, best neighborhoods, and mortgage options to optimize your budget when buying property in the Algarve.

“The only piece of advice I can give anyone is to use the Homevest service. You will never be disappointed.” Discover how Suranga, a UK citizen, used Homevest to secure a mortgage and buy a property in Portugal.

Sandra and her husband had a strong desire to invest in a property in Spain and return to their home country. However, as a Spaniard living in France, Sandra was unsure if she would meet the bank's mortgage criteria. She was almost running out of options when she discovered Homevest. Read on to find out how Sandra succeeded in her journey.

When applying for a Spanish mortgage with a co-applicant, lenders consider the applicants' combined income, potentially increasing the borrowing amount and the likelihood of approval. Discover how Stefan and Vivien, a German couple, successfully bought a holiday home in Empuriabrava, Costa Brava, with Homevest's assistance. Learn about their journey, the mortgage process, and how Homevest saved them time and money.