Cross-border mortgages

When comparing mortgages for a property in Spain, staying updated on the latest market deals can help you to negotiate effectively. Negotiation is standard practice, and this is where Homevest excels, helping you secure the most advantageous deal.

We had a conversation with Nicholas Vinberg, Homevest's International Expansion Manager, and Iván Bellod, the Lawyer and Managing Director at Hoteland, regarding the challenges and opportunities for non-residents and foreigners interested in purchasing property in Spain. This discussion comes following the partnership between Homevest and Hoteland, two companies that are working together to streamline the home-buying process in Spain.

We spoke with Reorganiza about mortgage options for non-residents in Portugal and how foreigners can simplify their home-buying journey. This discussion follows the partnership between Homevest and Reorganiza, two companies collaborating to make the Portuguese mortgage process for international buyers easier.

Despite the dip in the housing market during the pandemic, Spain continues to be an excellent place to invest. In 2022, foreigners accounted for a record-breaking 14.6% of total property purchases in the country. If you’re looking to get a mortgage in Spain, understanding the process is essential. Fortunately, Homevest is here to help. Continue reading for more details.

Having decided that you want to buy a house or apartment in Portugal, you might find yourself wondering what the best way to proceed with finding and applying for a suitable mortgage might be. Rest assured, you have arrived at the right place - we're here to explain your options and help you find a mortgage based on your individual situation.

Saving up for the deposit is a big part of any property purchase. If you are thinking about buying a property in a different country, you might wonder how much cash you need to bring. Here, we take a look at the minimum deposit required in Spain, Portugal, Estonia, Greece, Bulgaria, Croatia, France, Italy, Cyprus and Romania. In many markets, better deals are also available to citizens that are living abroad. Whether you are a citizen or a foreigner, we'll help you understand how much deposit you need to bring, and which are the best banks for non-resident mortgage applicants.

Owning property in Spain can help establish a more permanent connection to the country. It could also facilitate your application for citizenship through naturalization after a period of residency. Continue reading to understand your options.

After reading this guide, you'll see that Mallorca is worth visiting. There's a lot to see and do, and you might not have time for everything! So why not invest in a property here?

After reading this guide, you'll have many ideas for your escape to Ibiza. This island is a hotspot for experiencing the world-famous party scene or snorkeling in its crystal-clear waters. With so much to see and do, fitting everything into one trip might be challenging. Why not consider making it your Spanish getaway?

Do banks in the UK provide mortgages for properties in Portugal? What other alternatives exist besides UK banks? Read on to understand the available options.

Ensure you have your P60 form ready when applying for a mortgage, regardless of the bank you choose. This essential tax document, which details your income, taxes, and contributions from the previous year, is crucial for evaluating loan offers. Explore the best mortgages in Portugal for UK buyers and see how Homevest can help you compare the available options.

Non-resident borrowers with a good credit score and a reliable source of income can usually get a mortgage in Portugal easily. Discover all you need to know about securing a mortgage in Portugal as an EU citizen, including the key conditions and options available in 2024.

Spain has one of the most successful Golden Visa programs in Europe. If you purchase a property worth at least 500,000 EUR, you qualify for the Golden Visa program. Discover all your answers when buying a house in Spain as an American. Our guide covers everything you need to know for an informed decision.

When considering buying a property in Europe, the amount you can borrow varies across different markets. Discover everything you need to know about mortgage eligibility and opportunities for UK citizens looking to invest in the European property market.

Finding the perfect property can be challenging, but fortunately, foreigners can get a mortgage in Portugal to maximize their property budget. Continue reading to learn all you need to know if you're considering relocating to Portugal or buying a holiday home.

The quality of life, climate, and the Spanish coastlines draw more foreign homebuyers than ever. Data from the Association of Registrars show that in mid-2022, foreigners bought a record 26,728 homes, making up nearly 16% of all recorded property transactions. Continue reading to learn about buying a property in Spain as a UK citizen, requirements, and tips to make an informed decision.

The quality of life, climate, and the Spanish coastlines draw more foreign homebuyers than ever. Data from the Association of Registrars show that in mid-2022, foreigners bought a record 26,728 homes, making up nearly 16% of all recorded property transactions. Continue reading to learn about buying a property in Spain as a UK citizen, requirements, and tips to make an informed decision.

Understanding the various taxes and costs associated with buying property in Spain is crucial for non-residents. A long list of fees and property taxes can quickly add up. Read on to learn more.

Barcelona is one of Spain's most expensive places to buy property. However, the investment could be highly rewarding, particularly if you plan on living or renting there. Keep reading a guide that covers the process, requirements, and tips to make an informed decision.

Spain encourages foreign investments, so any non-resident from the UK, the United States, or the European Union can buy property in Spain. Read on for more information and see what you need to do to qualify for residency in Spain by buying property.

Buying a property is a big step, and it can become overwhelming in a country where you don't know the local regulations or even the language. The good news is that buying a property in Portugal can be straightforward, even if you're buying from the US. Explore your options and discover everything you need to know to make an informed decision.

Having decided that you want to buy a house or apartment in Portugal, you might find yourself wondering what the best way to proceed with finding and applying for a suitable mortgage might be. Rest assured, you have arrived at the right place - we're here to explain your options and help you find a mortgage based on your individual situation.

Portugal is a hot destination for international property buyers, who have settled there or are buying in a holiday home. If you're planning to buy a property in Portugal, it is essential to explore your mortgage options. Read on to discover the best Portuguese mortgages for non-residents and learn how to compare them quickly and without unnecessary cost.

Sandra and her husband had a strong desire to invest in a property in Spain and return to their home country. However, as a Spaniard living in France, Sandra was unsure if she would meet the bank's mortgage criteria. She was almost running out of options when she discovered Homevest. Read on to find out how Sandra succeeded in her journey.

Mioara Sanduc is from Romania and has been working in the UK for several years. Although she enjoys her life abroad, Mioara has always dreamed of owning a property in Romania to which she can return home. Find out how using Homevest led Mioara to her property in Bucharest in less than two weeks.

Ferran inherited part of a house in Castellón, on the Costa del Azahar, and wanted a mortgage to finance purchasing the rest of the property. It was a challenging experience because he needed to finance a property that was already partially owned. Continue reading our case study for more information.