Homevest study: how important is property ownership to Romanians?

Options	Votes	Percentage
Local account I use a local bank account in my country of residence	169	69.55%
Fintech I use an alternative financial service (Wise, Revolut, TransferGo)	52	21.4%
Romanian account I transfer money to an account at a Romanian bank	20	8.23%
Other Other	1	0.41%
Cash Cash	1	0.41%

4.1 - How do you manage your finances as a Romanian living abroad?

4.2 - In which industry do you work abroad?

Options	Votes	Percentage
Moving I want to move back	83	34.87%
Retirement I want to move back when I retire	68	28.57%
Vacation Vacation home	38	15.97%
Renting I want to rent out the property	31	13.03%
Close one I want to buy it for someone close	18	7.56%

4.3 - What is the purpose of the property?

Options	Votes	Percentage
Moving I want to move back	9	60.0%
Rental I want to rent the property out	3	20.0%
Holiday Holiday home	2	13.33%
Retirement I want to move back when I retire	1	6.67%
For someone close I bought it for someone close	0	0.0%

4.4 - What was the purpose of the property?

Options	Votes	Percentage
Town/city The town/city	8	42.11%
Growth Economic growth potential	4	21.05%
Services Proximity to schools, public transportation, hospitals	3	15.79%
Price Lower market price	3	15.79%
Rental Rental potential	1	5.26%

4.5 - Which factors did you consider when buying a property in Romania?

Options	Votes	Percentage
Town/city The town/city	110	38.87%
Services Proximity to schools, public transportation, hospitals	57	20.14%
Growth Economic growth potential	48	16.96%
Price Lower market price	36	12.72%
Renting Rental potential	32	11.31%

4.6 - What factors do you consider when wanting to buy a property in Romania?

4.7 - How important is it for you to own a property in Romania?

Options	Votes	Percentage
No	9	69.23%
Yes	4	30.77%

4.8 - Did you take out a mortgage to buy the property?

Options	Votes	Percentage
No	179	92.75%
Yes	14	7.25%

4.9 - Have you used a digital mortgage broker before?

Options	Votes	Percentage
No	176	97.78%
Yes	4	2.22%

4.10 - Have you previously accessed a mortgage in Romania with income from abroad?

Options	Votes	Percentage
Next year I plan to buy next year	117	59.09%
Next 2 years I plan to buy in the next 2 years	63	31.82%
Purchased I recently purchased a property	13	6.57%
Not buying I'm not planning to buy	5	2.53%

4.11 - Are you considering buying a property in Romania in the coming years?

Options	Votes	Percentage
Conditions Better living conditions	129	44.79%
Career Career opportunities	52	18.06%
Personal Personal reasons	45	15.63%
Education Educational and growth opportunities	32	11.11%
Politics Political instability	18	6.25%
Not sharing Prefer not to say	12	4.17%

4.12 - Why did you leave Romania?

4.13 - Which country do you live in?

Options	Votes	Percentage
Yes	172	86.87%
No	26	13.13%

4.14 - Would you like to return to Romania?

Options	Votes	Percentage
Family/friends My family and friends are in Romania	124	52.99%
Business I want to start a business in Romania	48	20.51%
Economic growth Romania is experiencing economic growth; I see many opportunities for myself	29	12.39%
Cost of living The cost of living has become too high abroad	17	7.26%
New perspective The pandemic gave me a new perspective on what's truly important to me	13	5.56%
Won't return I don't want to return to Romania	3	1.28%

4.15 - Why would you return to Romania?

Options	Votes	Percentage
Yes	144	83.72%
No	28	16.28%

4.16 - Are you determined to return to Romania?