Fast and easy mortgages in Spain from Sweden

51% of our customers got a better mortgage in 2023 because we make the banks compete.

You’re in good company

We work with lenders all over Spain to find you the right mortgage

UCI Logo
UCI
Cajamar Logo
Cajamar
Bankinter Logo
Bankinter
Santander Logo
Santander
CajaSur Logo
CajaSur
Unicaja Logo
Unicaja
BBVA Logo
BBVA
Banco Sabadell Logo
Banco Sabadell
CaixaBank Logo
CaixaBank

Recent offers

Recent mortgage offers customers like you received with the help of Homevest.

  • GB NL
    A British citizen living in the Netherlands buying on Mallorca
    Property Price
    250,000€
    Mortgage Loan
    125,000€
    Repayment Time
    20 years
    Interest Rate
    2.4% first year, then 1.5% + Euribor 12m
    Offer received
    4 January 2024
    Unicaja
    Unicaja
  • US US
    A US citizen living in the US buying in Sitges
    Property Price
    1,200,000€
    Mortgage Loan
    600,000€
    Repayment Time
    15 years
    Interest Rate
    3.4% first 4 years, then 1.25% + Euribor 12m
    Offer received
    22 December 2023
    Banca March
    Banca March
  • ES GB
    A Spanish citizen living in the UK buying in Vigo
    Property Price
    530,000€
    Mortgage Loan
    371,000€
    Repayment Time
    15 years
    Interest Rate
    3.75% for the while period
    Offer received
    18 December 2023
    Sabadell
    Sabadell

Select the right package for you

Whether you are looking for the best deal, need a quick mortgage to meet your deadline, or need legal representation, we have the right package for you.

Homevest Free

Quick and easy mortgage offers from the best banks for non-residents.

Free

  • Mortgage simulation in 24 hours
  • Mortgage offers from Spain's leading banks for non-residents
  • A self-serve platform that makes the process easy

Homevest Plus

Most popular

One of our experienced mortgage brokers makes sure you get the mortgage done in time for your signing.

1% success fee

  • Your dedicated mortgage broker helps you from start to finish; available via email, phone, video and whatsapp
  • Priority service from the banks
  • A one hour legal consultation to make sure everything is in order with your purchase contract

Legal representation is essential when buying a property abroad. Our experienced property lawyers make sure your property purchase goes according to plan.

  • Contract review
  • Legal due diligence
  • Remote notarisation
  • NIE number
  • Power of attorney

Getting a mortgage in Spain with Homevest Plus

You submit an application.
24 hours
Homevest prepares your mortgage simulation.
Mortgage simulation
Your mortgage simulation is ready.
You upload your documents.
Application review
We review your application together.
4-12 days
The banks prepare your initial offers.

Initial offer
You have been pre-approved for a mortgage of €250,000.
Offer review
We review the offers together.
7 days
Homevest negotiates with the banks based on your needs.

You select the bank you prefer.
7-14 days
The bank does a risk assessment.
Formal offer
You have received an offer for a mortgage of €250,000.
Legal review
We include a one hour legal consultation to help you review the mortgage and purchase contracts.
You sign the bank’s offer.
7-14 days
The bank prepares the FEIN.
FEIN
A document that outlines all the terms of the mortgage contract in line with Spanish regulations.
10 days
Mandatory reflection period.
Signing
You sign the mortgage at the notary’s office.

Customers love Homevest

We finally didn't go ahead with our property purchase in...

We finally didn't go ahead with our property purchase in Spain this time, but we were able to secure the mortgage offer in record time with Homevest, led by the super skilled Nicholas. This was not just a mortgage service, it was an experience worth celebrating! Nicholas's professional approach and follow up was very refreshing!

Edwards Dos Santos
16 November 2023

Homevest did an outstanding job! Within a few weeks we...

Homevest did an outstanding job! Within a few weeks we had our real estate financing in place. First serviced by Nicholas who did a really great job on our behalf and then by Erik who absolutely matched him. We say thank you and would recommend Homevest anytime.

Stefan
19 September 2023

My request was perfectly addressed and in a timely...

My request was perfectly addressed and in a timely manner. Very friendly helpful and well informed staff who acted immediately and informed me in very clear intelligible manner.

Adele
6 October 2023

Compare your mortgage options

Find out which lenders provide cross-border mortgages and compare the offers online with our free comparison tool

UCI Logo
UCI
Interest Rate
4.95%
5.82%
Minimum Deposit
30.0%
45.0%
Cajamar Logo
Cajamar
Interest Rate
3.55%
4.9%
Minimum Deposit
30.0%
Bankinter Logo
Bankinter
Interest Rate
3.3%
6.2%
Minimum Deposit
30.0%
50.0%
Santander Logo
Santander
Interest Rate
3.99%
6.28%
Minimum Deposit
30.0%
CajaSur Logo
CajaSur
Interest Rate
4.0%
6.15%
Minimum Deposit
30.0%
Unicaja Logo
Unicaja
Interest Rate
2.85%
5.8%
Minimum Deposit
30.0%
40.0%
BBVA Logo
BBVA
Interest Rate
3.9%
5.75%
Minimum Deposit
30.0%
Banco Sabadell Logo
Banco Sabadell
Interest Rate
5.35%
Minimum Deposit
30.0%
50.0%
CaixaBank Logo
CaixaBank
Interest Rate
3.35%
4.95%
Minimum Deposit
20.0%
30.0%

Our team

Our experienced team is ready to help you get a great mortgage.

Nicholas Vinberg Avatar

Nicholas Vinberg

Head of Operations

Ioana Furau Avatar

Ioana Furau

Product Support

Samuel Castro Avatar

Samuel Castro

Mortgage Broker

Delia Mihuț Avatar

Delia Mihuț

Content Manager

Erik Edin Avatar

Erik Edin

Co-founder & CEO

Petru Dimulescu Avatar

Petru Dimulescu

Co-founder & CTO

Answers to your questions

From our blog posts

Readtime 7 minutes

Best places to buy a holiday home in Spain in 2024

Purchasing a holiday home in Spain provides you with a delightful vacation spot, an opportunity to earn rental income, and the potential for property value appreciation, all while enjoying the country's favorable weather and vibrant culture. Explore our guide for the best places, prices, and considerations for non-residents purchasing property.

Delia Mihuț
Delia Mihuț
2023-09-29 10:04:49 UTC
Readtime 7 minutes

How to get a mortgage in Spain as a non-resident: your ultimate guide

While many Spanish banks do not impose restrictions based on property value or the nationality of buyers, it's essential to be aware that every application is evaluated on a case-by-case basis. Learn everything you need to know about getting a mortgage in Spain, including requirements, interest rates, and info for non-resident buyers.

Delia Mihuț
Delia Mihuț
2023-09-08 11:16:36 UTC
Readtime 2 minutes

How easy is it to buy a property from France to Spain? Find out how Sandra succeeded

Sandra and her husband had a strong desire to invest in a property in Spain and return to their home country. However, as a Spaniard living in France, Sandra was unsure if she would meet the bank's mortgage criteria. She was almost running out of options when she discovered Homevest. Read on to find out how Sandra succeeded in her journey.

Delia Mihuț
Delia Mihuț
2023-06-27 08:00:13 UTC