Purchasing a holiday home in Spain provides you with a delightful vacation spot, an opportunity to earn rental income, and the potential for property value appreciation, all while enjoying the country's favorable weather and vibrant culture. Explore our guide for the best places, prices, and considerations for non-residents purchasing property.
You’re in good company
We work with lenders all over Spain to find you the right mortgage
Recent mortgage offers customers like you received with the help of Homevest.
A British citizen living in the Netherlands buying on MallorcaProperty Price250,000€Mortgage Loan125,000€Repayment Time20 yearsInterest Rate2.4% first year, then 1.5% + Euribor 12mOffer received4 January 2024Unicaja
A US citizen living in the US buying in SitgesProperty Price1,200,000€Mortgage Loan600,000€Repayment Time15 yearsInterest Rate3.4% first 4 years, then 1.25% + Euribor 12mOffer received22 December 2023Banca March
A Spanish citizen living in the UK buying in VigoProperty Price530,000€Mortgage Loan371,000€Repayment Time15 yearsInterest Rate3.75% for the while periodOffer received18 December 2023Sabadell
Select the right package for you
Whether you are looking for the best deal, need a quick mortgage to meet your deadline, or need legal representation, we have the right package for you.
Quick and easy mortgage offers from the best banks for non-residents.
- Mortgage simulation in 24 hours
- Mortgage offers from Spain's leading banks for non-residents
- A self-serve platform that makes the process easy
One of our experienced mortgage brokers makes sure you get the mortgage done in time for your signing.
1% success fee
- Your dedicated mortgage broker helps you from start to finish; available via email, phone, video and whatsapp
- Priority service from the banks
- A one hour legal consultation to make sure everything is in order with your purchase contract
Legal representation is essential when buying a property abroad. Our experienced property lawyers make sure your property purchase goes according to plan.
- Contract review
- Legal due diligence
- Remote notarisation
- NIE number
- Power of attorney
Getting a mortgage in Spain with Homevest Plus
Your mortgage simulation is ready.
We review your application together.
You have been pre-approved for a mortgage of €250,000.
We review the offers together.
You have received an offer for a mortgage of €250,000.
We include a one hour legal consultation to help you review the mortgage and purchase contracts.
A document that outlines all the terms of the mortgage contract in line with Spanish regulations.
You sign the mortgage at the notary’s office.
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Compare your mortgage options
Find out which lenders provide cross-border mortgages and compare the offers online with our free comparison tool
Our experienced team is ready to help you get a great mortgage.
Answers to your questions
From our blog posts
While many Spanish banks do not impose restrictions based on property value or the nationality of buyers, it's essential to be aware that every application is evaluated on a case-by-case basis. Learn everything you need to know about getting a mortgage in Spain, including requirements, interest rates, and info for non-resident buyers.
Sandra and her husband had a strong desire to invest in a property in Spain and return to their home country. However, as a Spaniard living in France, Sandra was unsure if she would meet the bank's mortgage criteria. She was almost running out of options when she discovered Homevest. Read on to find out how Sandra succeeded in her journey.