Eligibility Criteria

What is the maximum LTV for purchasing a second property in Spain?

The maximum loan-to-value (LTV) ratio for purchasing a second property in Spain is typically 50% for applicants already owning properties there.

However, depending on the case, some banks may offer up to 60% LTV.

A lower LTV means a larger down payment will be required.

Eligibility Criteria

Can I get a 100% mortgage in Spain?

It is rare for a foreigner to get a 100% mortgage in Spain. However, it is possible if a bank owns the property. In such cases, banks may offer 100% financing for th...

Eligibility Criteria

Which income currencies are accepted when getting a mortgage in Portugal?

Most Portuguese lenders are open to accepting almost all types of foreign income. The notable exception is for applicants residing in and earning income from countri...

Eligibility Criteria

Which income currencies are accepted when getting a mortgage in Spain?

If you are planning to get a mortgage in Spain, the currency in which you earn your income is an important factor for the banks. If you earn your income in EUR, you ha...