What documents are required when applying for a mortgage in Spain from abroad?
When buying a property and getting a mortgage in Spain, you’ll need the following documents:
- Copy of Spanish National Identity card or Passport
- NIE number - Número de Identidad de Extranjero
- Payslips (usually for the last 3 months)
- Annual tax payments and deductions (P60 Form in the UK)
- Last 3 years for sole traders
- Last year's tax return
- Proof of the main residence
- For homeowners: Land Registry title
- For renters: Lease Agreement
- Employment contract (with all annexes)
- Bank statements (usually from the last 6 months)
- Savings and investments statements (to prove the origin of the deposit)
- Credit report
In certain situations, banks may ask for additional documents to determine an applicant's eligibility, this is done on a case-by-case basis.
Keep reading a guide that covers everything you need to know when buying a property in Spain as a foreigner.
Keep reading a guide that covers everything you need to know when buying a property in Spain as a foreigner.
