What documents are required when applying for a mortgage in Spain from abroad?

What documents are required when applying for a mortgage in Spain from abroad?

When buying a property and getting a mortgage in Spain, you’ll need the following documents:

  • Copy of Spanish National Identity card or Passport
  • NIE number - Número de Identidad de Extranjero 
  • Payslips (usually for the last 3 months)
  • Annual tax payments and deductions (P60 Form in the UK) 
    • Last 3 years for sole traders
  • Last year's tax return
  • Proof of the main residence 
    • For homeowners: Land Registry title
    • For renters: Lease Agreement
  • Employment contract (with all annexes)
  • Bank statements (usually from the last 6 months)
  • Savings and investments statements (to prove the origin of the deposit)
  • Credit report 

In certain situations, banks may ask for additional documents to determine an applicant's eligibility, this is done on a case-by-case basis.

Keep reading a guide that covers everything you need to know when buying a property in Spain as a foreigner.

Documents