What documents are required when applying for a mortgage in Spain from abroad?

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When buying a property and getting a mortgage in Spain, you’ll need to provide the following documents:

Copy of Spanish National Identity card or Passport
NIE number - Número de Identidad de Extranjero
Payslips for the last 3 months
Annual tax payments and deductions (P60 Form in the UK)
- Last 3 years' financial records for sole traders
Last year's tax return
Proof of your main residence
- For homeowners: Land Registry title
- For renters: Lease Agreement
Employment contract (including all annexes)
Bank statements from the last 6 months
Statements of savings and investments (to verify the source of the deposit)
Credit report

In some cases, additional documents may be required by the banks to assess eligibility. This is evaluated on a case-by-case basis.

Read on to discover the documents checklist for a non-resident to apply for a Spanish mortgage.