Eligibility Criteria

Is there a minimum property value for non-resident mortgages?

Yes, banks in Spain typically impose minimum property values for mortgage approval.

If the property’s purchase price is below 100,000 euros, the banks will unlikely prioritize the application.

Eligibility Criteria

Can I get a 100% mortgage in Spain?

It is rare for a foreigner to get a 100% mortgage in Spain. However, it is possible if a bank owns the property. In such cases, banks may offer 100% financing for th...

Eligibility Criteria

Which income currencies are accepted when getting a mortgage in Portugal?

Most Portuguese lenders are open to accepting almost all types of foreign income. The notable exception is for applicants residing in and earning income from countri...

Eligibility Criteria

Which income currencies are accepted when getting a mortgage in Spain?

If you are planning to get a mortgage in Spain, the currency in which you earn your income is an important factor for the banks. If you earn your income in EUR, you ha...