Eligibility Criteria

Can EU citizens get a mortgage in Spain?

EU citizens can obtain mortgages in Spain even without residency.

However, mortgage eligibility criteria vary among lenders and depend on individual circumstances. Discover more information about mortgage eligibility, requirements, and opportunities for EU citizens interested in investing in the Spanish property market.

Eligibility Criteria

Will my application on the Homevest platform affect my credit score?

No, a mortgage review is not affecting your credit score.

Eligibility Criteria

What are the minimum deposit requirements when applying for a mortgage in Spain?

Spanish citizens living abroad can get 80% of the property financed by a lender, leaving the deposit requirement of 20% of the purchase price. In some cases, this...