Eligibility Criteria

Can a UK citizen get a mortgage in Spain?

As with any mortgage application, you must fulfill certain criteria specified by the lender to be eligible for a mortgage in Spain. Here are some key factors to consider:

  • Minimum 30% deposit towards property price
  • Maximum mortgage term of 30 years
  • Minimum property value of 100,000 EUR
  • Property or land should not be in a rustic area (Suelo Rústico)

Keep reading to learn about the process of getting a mortgage in Spain from the UK. Fortunately, several Spanish banks provide mortgage financing for UK citizens seeking to expand their property investment.

Continue reading to discover the best banks in Spain that offer mortgages to UK buyers