Eligibility Criteria

Can a UK citizen get a mortgage in Spain?

Yes, UK citizens can still access a mortgage in Spain even after Brexit.

As with any mortgage application, you must meet certain criteria set by the lender to be eligible for a mortgage in Spain. Here are some key factors to consider:

  • Minimum 30% deposit towards property price
  • Maximum mortgage term of 30 years
  • Minimum property value of 100,000 EUR
  • Property or land should not be in a rustic area (Suelo Rústico)

Keep reading to learn about the process of getting a mortgage in Spain from the UK. Fortunately, several Spanish banks provide mortgage financing for UK citizens seeking to expand their property investment.