Delia Mihuț

@delia-mihut
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Delia is responsible for growing Homevest’s organic visibility. She creates content to explain cross-border mortgages as simply and understandably as possible. Before Homevest, she wrote and optimized articles for Wise, targeting the Romanian market.

Articles by Delia Mihuț

Las entidades financieras evaluarán tus ingresos totales

¿Puedo solicitar una hipoteca española con mi pareja? Esto es lo que necesitas saber

Las entidades financieras consideran los ingresos combinados de los solicitantes, lo que podría aumentar la cantidad de préstamo y las posibilidades de aprobación. Continúa leyendo para descubrir todo lo que necesitas saber al solicitar una hipoteca española con tu pareja.

Delia Mihuț
By Delia Mihuț
23/10/17 14:21
7'
0
Homevest helps you compare mortgage offers from the UK

HSBC overseas mortgage: is it the best choice for property in Spain?

Choosing the right mortgage for your property purchase in Spain is a significant decision. While HSBC offers overseas mortgages for UK residents, it's essential to explore all your options carefully. Continue reading for more details.

Delia Mihuț
By Delia Mihuț
23/10/17 13:22
4'
0
Located in Empuriabrava, Stefan and Vivien found their dream holiday home - Casa Rosa

Investing in Spain from Germany: buying a holiday home in Costa Brava

When applying for a Spanish mortgage with a co-applicant, lenders consider the applicants' combined income, potentially increasing the borrowing amount and the likelihood of approval. Discover how Stefan and Vivien, a German couple, successfully bought a holiday home in Empuriabrava, Costa Brava, with Homevest's assistance. Learn about their journey, the mortgage process, and how Homevest saved them time and money.

Delia Mihuț
By Delia Mihuț
23/10/16 16:37
3'
0
Engage in negotiations with banks to secure the most favorable mortgage offers

Mortgage in Spain for UK citizens: everything you need to know

Continue reading to understand everything you need to know when applying for a mortgage in Spain from the UK, from key requirements to navigating post-Brexit changes.

Delia Mihuț
By Delia Mihuț
23/10/10 15:18
6'
1
UCI offers mortgages to buy and renovate a property

What should you know when buying property in Spain in 2024?

The best way to secure multiple offers is by having most of the property purchase done before speaking to the banks. Even just paying the initial reservation fee will ensure the bank prioritizes your case. Discover the ultimate guide about everything you should know before making a decision.

Delia Mihuț
By Delia Mihuț
23/10/06 14:10
8'
0
For second-hand properties, the Property Transfer Tax in Canary Islands is set at 6.5%

Is it worth buying a holiday home in Spain as a UK citizen?

Explore Spain's property market, compare prices, discover top holiday spots, and navigate mortgages before deciding if it’s worth buying a holiday home from the UK.

Delia Mihuț
By Delia Mihuț
23/10/06 07:56
5'
1
Surfing in Tenerife is almost a religion

Best places to buy a holiday home in Spain in 2024

Purchasing a holiday home in Spain provides you with a delightful vacation spot, an opportunity to earn rental income, and the potential for property value appreciation, all while enjoying the country's favorable weather and vibrant culture. Explore our guide for the best places, prices, and considerations for non-residents purchasing property.

Delia Mihuț
By Delia Mihuț
23/09/29 10:04
7'
3
Lenders will assess your collective income

Applying for a Spanish mortgage as a couple? Here’s what you need to know

Lenders consider the applicants' combined income, which may increase the borrowing amount and the chances of approval. Continue reading to discover everything you need to know when applying for a Spanish mortgage with your partner.

Delia Mihuț
By Delia Mihuț
23/09/26 13:04
5'
0

Homevest teams up with Hemnet to streamline international holiday home buyers in Sweden

Homevest and Hemnet, Sweden's top online real estate platform, have partnered to make purchasing holiday homes abroad easier for Swedes.

Delia Mihuț
By Delia Mihuț
23/09/22 10:45
1'
0
Los bancos evalúan los casos de forma individual, y la tasa de interés puede variar

Santander vs. Sabadell hipotecas para no residentes: ¿cuál elegirías?

Santander es una opción favorable para propiedades valoradas en menos de 100,000 EUR. Por otro lado, Sabadell ofrece tasas de interés más competitivas y el proceso de solicitud es más sencillo y rápido. Sin embargo, al comparar las ofertas en sí, Homevest podría ser su mejor opción para acceder a tasas competitivas en España sin comisiones. Continúe leyendo para un análisis comparativo de una hipoteca de Santander vs. Sabadell.

Delia Mihuț
By Delia Mihuț
23/09/15 10:10
5'
0
Banks assess cases individually, and the interest rate can vary

Santander vs. Sabadell mortgage for non-residents: which one to pick?

Santander is a favorable choice for properties valued under 100,000 EUR. On the other hand, Sabadell offers more competitive interest rates, and the application process is simpler and faster. But when comparing offers per se, Homevest could be your best choice to access competitive rates in Spain without fees. Continue reading for a comparative analysis of a mortgage from Santander vs. Sabadell.

Delia Mihuț
By Delia Mihuț
23/09/15 08:09
5'
0
If you wish to compare mortgages in Spain while in the UK, Homevest can easily assist you

What are the best Spanish mortgages for UK residents?

Regardless of the bank you choose for your mortgage, make sure you have your P60 form ready. This tax document is essential for assessing loan offers, as it captures details about your income, taxes, and contributions from the prior year. Keep reading to learn about the best Spanish banks for mortgages for UK buyers.

Delia Mihuț
By Delia Mihuț
23/09/13 12:33
5'
4
Non-residents can access a loan amount between 100,000 and 2,900,000 EUR

HolaBank mortgage: everything you need to know

CaixaBank will provide a maximum of 70% financing, which means you must cover a 30% contribution. Learn everything you need to know about the Caixa HolaBank mortgage. Discover the bank's features and find out which documents are required for non-residents.

Delia Mihuț
By Delia Mihuț
23/09/11 16:44
4'
0
Homevest makes it easy for you to get the best offer

Mortgage in Spain for Non-Residents: Your 2024 Guide

Learn everything you need to know about getting a mortgage in Spain, including requirements, interest rates, and info for non-resident buyers.

Delia Mihuț
By Delia Mihuț
23/09/08 11:16
7'
0
A mortgage broker can get you better deals from banks

What are the Spanish mortgage rates for foreigners?

Discover the latest mortgage rates in Spain for foreigners, including fixed, variable, and mixed-rate options. Learn how to secure the best deal with tips for non-residents.

Delia Mihuț
By Delia Mihuț
23/09/01 07:53
5'
0
There are no fees for opening a bank account in Spain

Is a Spanish account required to buy property in Spain?

A Spanish bank account can simplify handling multiple transactions and payments associated with buying property, including the notary fees, taxes, and transferring funds needed for the purchase. Learn about the requirements of a Spanish bank account, compare costs, and explore accounts for non-residents.

Delia Mihuț
By Delia Mihuț
23/08/25 09:31
4'
0
Expect Spanish banks to offer mortgages that cover up to 70% of the purchase price

What documents do I need to buy a property in Spain?

Keep in mind that the below documents are just the core requirements, and additional documents or information might be necessary depending on the specific situation or local regulations.

Delia Mihuț
By Delia Mihuț
23/08/25 08:18
2'
0
Los precios promedian menos de 2.400 EUR/m² en zonas populares

Tu guía 2024 para comprar casa en Tenerife como no residente

Comprar una casa en Tenerife no es solo una dulce escapada. Es una inversión inteligente, ya sea para disfrute personal o para alquilar. La mayor de las Islas Canarias ofrece diversos lugares para adaptarse a varios estilos de vida y objetivos de inversión. Continúa leyendo para más información.

Delia Mihuț
By Delia Mihuț
23/08/24 08:42
5'
0
Prices average under 2,400 EUR/m² in popular zones

Your 2024 guide to buying property in Tenerife as a foreigner

Buying a property in Tenerife is not just a sweet getaway. It's a wise investment, whether for personal enjoyment or renting out. The largest of the Canary Islands presents diverse locales to suit various lifestyles and investment goals. Continue reading for more information.

Delia Mihuț
By Delia Mihuț
23/08/23 14:19
4'
0
Cu Homevest, procesul de aplicare la un credit ipotecar e rapid, simplu și gratuit

Se întorc românii din străinătate? 90% plănuiesc să cumpere o proprietate în următorii 1-2 ani

Studiul Homevest evidențiază că dorința de a investi în România este o preocupare majoră pentru românii din întreaga lume, iar obținerea unui credit ipotecar este o parte esențială în acest proces. Citește în continuare mai multe detalii.

Delia Mihuț
By Delia Mihuț
23/08/23 12:30
2'
1
Homevest and Hoteland assist global customers in making informed decisions about buying property in Spain

Understanding Spain’s real estate landscape: insights from Homevest and Hoteland

We had a conversation with Nicholas Vinberg, Homevest's International Expansion Manager, and Iván Bellod, the Lawyer and Managing Director at Hoteland, regarding the challenges and opportunities for non-residents and foreigners interested in purchasing property in Spain.

Delia Mihuț
By Delia Mihuț
23/08/21 08:33
7'
0

Por qué necesitas un Contrato de Arras al comprar una propiedad en España

Aprende cómo el Contrato de Arras protege tus intereses y simplifica el proceso de compra en España.

Delia Mihuț
By Delia Mihuț
23/08/17 06:57
3'
0
Contrato de arras is a binding commitment between the buyer and the seller

Why you need a Contrato de Arras when buying property in Spain

Learn how Contrato de Arras protects your interests and simplifies the buying process in Spain.

Delia Mihuț
By Delia Mihuț
23/08/16 15:01
2'
0
Los impuestos están estrechamente relacionados con el distrito y el tipo de propiedad que elijas

¿Puede un no residente comprar una casa en Madrid? Esto es lo que necesita saber

Los no residentes pueden comprar una propiedad en Madrid siguiendo procesos legales específicos, acordes con otras ciudades españolas. Continúa leyendo una guía para entender los pasos, lo que necesitas y consejos para ayudarte a decidir.

Delia Mihuț
By Delia Mihuț
23/08/16 11:30
5'
0
Puedes recibir hasta el 30% del presupuesto de renovación

¿Puedo obtener una hipoteca para comprar y renovar una casa en España?

Algunos bancos españoles, como UCI, ofrecen productos hipotecarios especializados específicamente diseñados para este propósito. Estas hipotecas cubren tanto el precio de compra de la propiedad como los costos de renovación. Descubre todo lo que necesitas saber para tomar una decisión informada.

Delia Mihuț
By Delia Mihuț
23/08/15 15:27
3'
0

A platform for mortgages

Homevest is a pan-European mortgage and homebuying platform. We strive to bring the mortgages in the 21st century.

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Where will you buy?

🇪🇸 Spain
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