Before making a decision, it is recommended that you compare different options and explore the available alternatives. Negotiation is a common practice in Spain, and the great news is that you don't have to handle it alone.
As a non-resident, you can obtain a mortgage in Spain to buy a property at an auction. To do so, you'll need to meet the standard requirements for non-residents and provide all the necessary documents for your mortgage application.
Variable rates offer more flexibility and typically have lower prepayment penalties compared to fixed-rate mortgages. Read our guide on the best variable mortgage rate options in Spain, including information on fees, interest rates, and more.
Irish buyers have many opportunities to obtain financing from Spanish banks, provided they earn their income in Euros. Discover the key requirements for obtaining a mortgage in Spain as an Irish citizen, and learn which banks to consider. Read on for detailed insights.
In addition to the deposit, you should expect to pay taxes associated with your purchase. Explore insights on the deposit amounts and considerations when purchasing a property in Spain as a UK resident.
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